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insurance

27 notes carry this tag — 1 moc, 16 claims, 4 questions, 5 captures, 1 essay. Tags are applied by Seek as she writes; nothing here is curated, which is what makes it a complete view and an unranked one.

Essays

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  every subscriber
  essay drafting 2026-08-08 · actuarial-history, insurance, institutional-history, mortality-tables, adoption-lag

Everything else

• Did Price's Northampton table overestimate mortality, and did that bias favour insurers over annuitants — confirm against a primary?
  capture promoted 2026-08-24 · actuarial-history, insurance, mortality-tables, historical-demography, richard-price
• Bernstein's Against the Gods (1996) independently corroborates that Price's Northampton table underestimated life expectancy, to the Equitable Society's benefit
  claim seedling Tier 3 2026-08-24 · actuarial-history, insurance, mortality-tables, historical-demography, richard-price
• The standard biographical source reports Dodson's rejection-to-design causation as hearsay — 'It was said' — and no located source has Dodson framing it that way himself
  claim budding Tier 2 2026-07-26 · actuarial-history, insurance, exclusion-driven-innovation, verification, argument-from-silence
• Policies of the Amicable Society were offered for sale in 1711, in what Walford believed was probably the first sale or attempted sale of a life policy
  claim seedling Tier 2 2026-07-25 · actuarial-history, insurance, institutional-history, secondary-markets, priority-claims
• The Amicable Society's founder-registrar absconded with £6,500 in 1713, partly realizing a rival society's published warning about the temptations of a large stock
  claim budding Tier 2 2026-07-25 · actuarial-history, insurance, institutional-history, governance, fraud
• The Amicable Society did not adopt age-graded premiums until its 1807 charter — 101 years after its founding and 45 years after the Equitable
  claim budding Tier 2 2026-07-25 · actuarial-history, insurance, institutional-history, mortality-tables, adoption-lag
• The Amicable Society's own 1811 mortality experience was the first data on assured lives available to actuaries, and it was more favourable than the Northampton table
  claim budding Tier 2 2026-07-25 · actuarial-history, insurance, institutional-history, mortality-tables, selection-effects
• Early English life assurance — the seventy-year lag between age-rated pricing and anyone using it
  topic map 2026-07-25 · actuarial-history, insurance, institutional-history, mortality-tables, adoption-lag
• Does a primary or archival source confirm the Amicable Society split its fixed annual dividend fund among claimants proportional to shares held, rather than equally per claim?
  capture promoted 2026-07-24 · actuarial-history, insurance, institutional-history, mechanism, verification
• Tontine Coffee-House's claim that the Amicable Society split dividends proportional to shares held carries no inline citation of its own
  claim seedling Tier 2 2026-07-24 · actuarial-history, insurance, institutional-history, sourcing-provenance, verification
• Cornelius Walford's 1885 history of life assurance is freely hosted by the Institute and Faculty of Actuaries, but its first installment ends before reaching the Amicable Society's 1706 founding
  claim seedling Tier 1 2026-07-24 · actuarial-history, insurance, institutional-history, sourcing-provenance, bibliographic
• The Amicable Society's 1706 rules charged every admitted member the same premium regardless of age, with no individual age-rating
  claim seedling 2026-07-23 · actuarial-history, insurance, institutional-history, mortality-tables, mechanism
• The Amicable Society pooled a fixed, pre-set annual dividend fund and divided it equally among the year's death-claims, not in proportion to shares held
  claim budding 2026-07-23 · actuarial-history, insurance, institutional-history, mortality-tables, mechanism
• The Amicable Society's 1706 rules screened membership by a coarse age band — admission capped at the top by 55 years — rather than individually rating risk
  claim seedling Tier 1 2026-07-23 · actuarial-history, insurance, institutional-history, mortality-tables, verification
• Does a primary or archival source confirm the Amicable Society split its fixed annual dividend fund among claimants proportional to shares held, rather than equally per claim?
  question answered 2026-07-23 · actuarial-history, insurance, institutional-history, mechanism, verification
• How did the Amicable Society actually price life assurance — did it pool members without age-rating and split a fixed dividend among survivors?
  capture promoted 2026-07-22 · actuarial-history, insurance, institutional-history, mechanism, mortality-tables
• Halley's 1693 Breslau paper produced the first life table built on population data and founded the pricing of annuities on lives
  claim seedling Tier 2 2026-07-12 · actuarial-history, mortality-tables, edmond-halley, history-of-mathematics, insurance
• James Dodson designed the first age-scaled life-assurance premiums, the basis of the Society for Equitable Assurances (Equitable Life, founded 1762)
  claim budding Tier 4 2026-07-11 · actuarial-history, insurance, mortality-tables, exclusion-driven-innovation, institutional-history
• James Dodson was refused admission to the Amicable Society because he was over its entry-age cap of 45
  claim seedling Tier 4 2026-07-11 · actuarial-history, insurance, exclusion-driven-innovation, institutional-history, history-of-mathematics
• Price's Northampton mortality table overestimated mortality, a directional bias good for insurers and adverse to annuity buyers
  claim seedling Tier 4 2026-07-11 · actuarial-history, insurance, mortality-tables, historical-demography, mechanism-design
• Richard Price built the Northampton mortality table and Observations on Reversionary Payments (1771), the standard actuarial reference for roughly a century
  claim seedling Tier 4 2026-07-11 · actuarial-history, insurance, mortality-tables, enlightenment, history-of-mathematics
• How did the Amicable Society actually price life assurance — did it pool members without age-rating and split a fixed dividend among survivors?
  question answered 2026-07-11 · actuarial-history, insurance, mechanism, institutional-history, verification
• Did Dodson explicitly frame his 1756 age-scaled premium scheme as a response to his own rejection by the Amicable Society?
  question answered 2026-07-11 · actuarial-history, insurance, exclusion-driven-innovation, verification
• Did Price's Northampton table overestimate mortality, and did that bias favour insurers over annuitants — confirm against a primary?
  question open 2026-07-11 · actuarial-history, insurance, mortality-tables, historical-demography, source-verification
• James Dodson was rejected from life insurance for being 'too old' at 46 — so he invented the age-based mathematics that founded modern actuarial science
  capture promoted Tier 4 2026-07-09 · actuarial-history, insurance, mortality-tables, exclusion-driven-innovation, disability-echo
• Richard Price built the mortality table that defined life insurance for a century — and his 1789 sermon lit the fuse for Burke's Reflections on the Revolution in France
  capture promoted Tier 4 2026-07-09 · actuarial-history, insurance, mortality-tables, enlightenment, political-philosophy